Help to Buy Calculator

The Government’s Help to Buy schemes have made buying a new build even more affordable, whether you want to step onto the first rung of the property ladder, or move up it.

There are three different incentive schemes running at the moment. With a Help to Buy loan, the Government will loan you up to 20% of the full purchase price of a new build property. You will need a deposit of 5% and to secure a mortgage for the remaining 75% of the property cost.

Alternatively, a Help to Buy mortgage could be available for homes worth up to £600,000. The mortgage scheme works in exactly the same way as any other mortgage except that the Government guarantees it. Because of this support, you are likely to be able to secure a higher loan-to-value mortgage, needing a deposit as low as 5%.

Use our handy calculator below to get an idea of the amount of mortgage required based on the purchase price of the property, as well as the deposit that you can afford to put down (minimum is 5%)


I want to buy a property for

£300,000 House price

My requirements

Government Equity Loan